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Affirm

Pay over time with Affirm

Spread the cost of a purchase over $100.00 into 12, 24, or 36 easy monthly payments*.
Just select Affirm at checkout.
*Subject to credit approval.

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

How do I use Affirm?

Select Affirm at checkout

Shop at your favorite stores that offer Affirm and select us as your payment option at checkout.

Get set up

Use your mobile phone number to set up your Affirm plan within 60 seconds.

Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Are there requirements to use Affirm?

Yes. You’ll need:

To be 18+ years old
To be a resident of Canada
A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
An SMS-capable Canadian phone number
To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I apply?

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this helpful FAQ article on the Affirm help site.

What is Affirm’s interest rate?

For more information on interest or fees, please see this helpful article on the Affirm help site.

I was not able to complete a Affirm transaction. What happened?

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

Which payment methods are accepted?

Affirm currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

How can I track my payments and access my Affirm account?

Your login details to access your Affirm account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details Please contact the Affirm team.

What if I can’t make a payment?

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this page on their website.

Are there late or NSF fees?

For more information on late or NSF fees, please see this FAQ article on the Affirm help site.

How do returns work if I paid using Affirm?

Purchases made using Affirm are subject to Wooden Edge's standard return policy. Any returns will be processed by the Wooden Edge, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If the Wooden Edge has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review The Wooden Edge return policy.

I still have questions.

For further information, please refer to Affirm’s FAQ page.